Investment Opportunity Two Modern Freehold Villas with Great ROI in Lovina

Investment Opportunity Two Modern Freehold Villas with Great ROI in Lovina

Lovina, Bali

$220k

Price

3

Bedrooms

67%

Occupancy

3 Bathrooms
Ownership: Freehold
Land: 2000 m²
Build: 271 m²
Est. Revenue: $28k/yr
Avg Nightly Rate: $115

How it compares in Lovina

  • Expected occupancy of 67% compares with a 56% median across 22 tracked Lovina villas.
  • Its expected nightly rate of $115 sits below the Lovina median of $168.
  • Brixfox ranks its projected net yield in the top half of the 18 live Lovina listings it tracks.
How Brixfox computes these figures

Investment Analysis

Positioned in the peaceful coastal region of Lovina, this unique freehold offering presents two fully operational modern villas set within a serene natural environment

Price
$220,400
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Investment Opportunity Two Modern Freehold Villas with Great ROI in Lovina

Lovina · Ref BF-341Source · Kibarer · listed 4 May 2026
Asking price · Freehold
$220,400
Listed 179 days ago · Price cut 5.8% on 12 Aug 2026 was $237,990
The agency's asking-price history
Net yield
4.0%
Fully managed · Non-resident tax
Strong caseBrixfox read · from this listing's stored figures

This 2000 m² freehold villa offers a 4% net yield based on 13 nearby Airbnb comparables.

Why
Strengths
  • •The property has a 89/100 Brixfox score and a gross yield on the all-in cost of 11.5%
  • •Projected annual revenue is $28,081 with a 67% occupancy rate and $115 average daily rate
  • •The asking price was cut 5.8% on 12 Aug 2026 after 5 months on the market
Risks
  • •Zoning for the property has not been checked
  • •The moderate confidence level is based on a decent but not deep set of 13 comparables
  • •Foreigners must use a PT PMA or leasehold structure as they cannot hold freehold titles directly

Written by an AI model from this listing's stored figures and checked against them, never from figures of its own. Information, not advice. Generated 28 Oct 2026.

Want this analysis as an underwriting report (PDF)?

The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Bali ownership, tax and letting rules

Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
271 m²
Land
2000 m²
Brixfox Score 89 · A· top 30%Financial analysis ↓
Financials

What it earns, what it costs to own, and the net yield

Financial analysis
· Brixfox Standard · Non-resident · Fully managed
Fully managed is the Brixfox Standard shown on every card: a full-service manager's commission, charged on top of the Airbnb/Booking channel fees (not the cleaning cost — changeovers are funded by guest cleaning fees; you bear the residual). Self-managed drops the commission; the channel fees stay, because the platform is paid whoever manages, and you pay staff/local operations, a higher cleaning residual and your own time directly. Both scenarios divide the SAME gross revenue — the toggle changes the cost stack, not the revenue. That revenue is observed from actively-operated comps, so self-managed assumes you match their performance.Both scenarios share the same projected revenue — the toggle changes who runs the property and what that costs, not what it earns.
Net yieldNet operating income ÷ all-in investment. After local operating taxes; before home-country personal tax and financing costs. Modelled from observed market performance of comparable Airbnb listings.
4.0%
$9,715 net operating income /yr
Gross yield · all-in basis
11.5%
−7.5 pts in operating costs & local taxes
Before tax in your home country and financing costs. Estimates, not financial advice.
Modelled from Airbnb listings we track across Lovina — live calendar data.

No Airbnb match on file

We have not confirmed this exact villa on Airbnb, so it carries no operating history here. The figures above rest on the comparable set — a launch scenario, not a track record.

Revenue assumptions

Derived from the comparable Airbnb listings below. The headline ADR is the expected BOOKED rate — nearby asking prices corrected by our measured, market-calibrated asking-to-booked factor. Occupancy is calibrated against tracked reference homes nearby. Comp cards below show raw asking prices.
Expected ADR
$115
Expected booked rate (market-calibrated)
Expected occupancy
67%
Full-year estimate, market-calibrated
Projected annual revenue
$28,081
ADR × occupancy × 365
Seasonal occupancy pattern
Peak Jul +25% · Low Feb -15%
J
F
M
A
M
J
J
A
S
O
N
D
Modelled monthly index (relative to the annual average) — replaced by measured per-market indices as calendar history matures.

Investment basis

The true all-in acquisition cost — asking price plus purchase costs, renovation and furnishing. Every yield on this page is computed against this total, not the asking price.
Adjust the figures to your deal — yields recalculate live.
Purchase price· asking
$
Acquisition costs· 9.2% of price, auto-calculated
$20,345
BPHTB acquisition tax (5% above the NPOPTKP)$10,800
PPAT notary (deed of sale)$2,204
BPN land-office registration$223
PT PMA company setup$4,500
Legal due diligence$1,378
Title conversion (SHM to HGB)$1,240
Buyer-side agent fee· paid by the seller$0
Seller’s 2.5% transfer tax· paid by the seller$0
Renovation budget· no measured Bali basis — enter your own quote
$
Furniture & STR launch
$
All-in investment
$245,153
+11.2% over asking
Fully managed scenarioSwitch the scenario with the toggle at the top of the financial analysis — it drives every figure in this section. Gross revenue is identical in both scenarios (the comps' observed performance); the Villa Scorecard and risk panels elsewhere on the page always quote the fully-managed Brixfox Standard.
Gross annual revenue
$28,081
Rental management
−$5,616
Booking channel fees
−$1,404
Utilities
−$1,404
Cleaning & laundry
−$1,404
Maintenance & repairs
−$1,404
Insurance
−$842
Guest supplies & consumables
−$562
Property tax (PBB)
−$386
PT PMA compliance (tax filing, LKPM)
−$2,535
PPh 4(2) final tax on rent
−$2,808
Net operating income
$9,715/yr
Net yield on all-in investment
4.0%

Income tax is PPh 4(2), Indonesia's final tax on rent, at 10% of gross. The regional hotel tax (PBJT, formerly PB1/PHR) is not charged: whether it applies depends on how the villa is licensed and let, so confirm it with your notary. Financing is not modelled.

Freehold title (Hak Milik) cannot be held by a foreigner, and a nominee arrangement is void, so these costs assume the lawful route: a foreign-owned company (PT PMA) that holds the land as HGB, a 30-year right that is extendable and renewable. The purchase costs include the company setup and the title conversion; the yearly costs include the company's tax filing and investment reporting. A PT PMA also needs an approved investment plan (IDR 10bn, IDR 2.5bn paid up), which is capital rather than a cost and is not charged here. Whether a PT PMA letting a villa pays PPh 4(2) on rent or corporate income tax on profit is unconfirmed: this page uses the same tax as a leasehold so the two compare on one basis; confirm it with an accountant.

Rental yield + value growth

Your net rental yield plus a yearly rise in the property's market value (land and building) that you choose. Value growth is an assumption, not data — which is why it starts at 0% and is kept out of the yield figures above.
Property value growth per year · your assumption0%
0%4% · Lovina 5-yr avg — historical, not a forecast8%
Yield + value growth
4.0%/yr
4.0% net yield + 0% value growth
Value growth figures are illustrative only. Past regional price growth does not predict future performance; local supply, regulation and currency moves can materially change outcomes. Not financial advice.
Want this analysis as an underwriting report (PDF)?

The page’s own figures, line by line · Every purchase cost and the all-in total · Occupancy and offer-price what-ifs · Bali ownership, tax and letting rules

Evidence

Where it sits, and who confirms it

Comp table: Market evidence ↑ in Financials

Location

Agency pin · unverified

Lovina

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Verdict

Score, and what could go wrong

Same net-yield basis as the financial analysis

Brixfox Score

89A
LocationAverage
Emerging or secondary location
Rental YieldGood
4.0% net yield on all-in cost
OccupancyGood
67% average occupancy
Nightly RateAverage
$115 per night
Visual AppealStrong
8/10 visual appeal
Size & SpaceStrong
2000 m² land area
ZoningAverage
STR zoning not confirmed
TenureStrong
Freehold ownership
Stunning visuals (8/10) — commands premium nightly rates
Generous 2000 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security
Secondary location — rental demand may be lower than premium areas
ADR of $115 limits revenue ceiling — consider repositioning potential

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risk & what-if

ScenarioOccupancyNet income /yrNet yield
-20 pts occupancy47%$5,9442.4%
-10 pts occupancy57%$7,8303.2%
Expected67%$9,7164.0%
+10 pts occupancy77%$11,6024.7%

Brixfox Standard · Non-resident · Fully managed · net yield on all-in cost

TenureFreeholdno lease decay · no amortisation
Payback11.4 yearsfrom net rent at the expected case
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Answers grounded in this listing's data, its Airbnb comps and the score breakdown.

Opening read · generated from this listing's data

This 2000 m² freehold villa offers a 4% net yield based on 13 nearby Airbnb comparables.

Strengths
  • •The property has a 89/100 Brixfox score and a gross yield on the all-in cost of 11.5%
  • •Projected annual revenue is $28,081 with a 67% occupancy rate and $115 average daily rate
  • •The asking price was cut 5.8% on 12 Aug 2026 after 5 months on the market
Risks
  • •Zoning for the property has not been checked
  • •The moderate confidence level is based on a decent but not deep set of 13 comparables
  • •Foreigners must use a PT PMA or leasehold structure as they cannot hold freehold titles directly

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Villa Underwriting Report

PDF report · one-time purchase · this property

  • The page’s own figures, line by line
  • Every purchase cost and the all-in total
  • Occupancy and offer-price what-ifs
  • Bali ownership, tax and letting rules
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Modelled from live Airbnb calendar data around this property · operating costs per line, editable in the P&L · estimates, not financial advice.Data sources & methodology ›

ROI calculations use verified Brixfox Intelligence rental data. Operating costs are modelled per line — Airbnb/Booking channel fees whoever manages, then either a full-service management commission or the staff/local operations a self-managing owner buys back, cleaning residual, utilities & insurance, local taxes — with every rate editable in the Financial analysis P&L above. Gross revenue is identical in both management scenarios. Includes 10% Indonesian rental tax (PPh) and annual property tax (PBB). Market factors in Bali may impact actual yields.